Unclaimed funds in Texas.
Texas holds unclaimed property — dormant bank accounts, uncashed checks, forgotten deposits, and more — in trust at the Texas Comptroller of Public Accounts. Searching and claiming is always free.
Search the official Texas database
The fastest way to find out if Texas is holding money in your name is to search directly on the state's website. This is the official government portal — free, secure, and run by the Texas Comptroller of Public Accounts.
Search Texas Unclaimed Property →How Texas’s unclaimed property program works
Texas runs its unclaimed property program through the Texas Comptroller of Public Accounts at ClaimItTexas.gov. The state currently holds more than $7 billion in unclaimed property and returns hundreds of millions to rightful owners each year.
Texas does not participate in MissingMoney.com — if you’ve ever lived, worked, or done business in Texas, you must search ClaimItTexas.gov directly.
Who’s most likely to find funds in Texas
Texas has been a high-migration state for decades, which means a lot of unclaimed property belongs to people who have since moved away. Check Texas if:
- You’ve ever lived or worked in Texas
- You attended a Texas university or college
- A former employer, bank, or insurance company was based in Texas
- You or a family member owned property in Texas
- You worked in the Texas oil and gas industry (royalty and dividend payments are a major category of unclaimed property here)
Oil and gas royalties: a Texas-specific note
Because of the size of the Texas energy industry, unclaimed mineral rights and royalty payments are a unique and significant category of unclaimed property in Texas. If you inherited land or mineral interests from Texas relatives, it’s worth a specific search for royalty or leasehold payments that may have accumulated.
The Texas claim process
Claims in Texas are filed through ClaimItTexas.gov. You’ll need:
- Government-issued photo ID
- Social Security Number
- Proof of your connection to the reported address
- For claims over $1,000: notarized signature
- For heir claims: death certificate and proof of relationship
Texas typically processes straightforward claims in 30 to 90 days. Complex claims or those involving heirship can take considerably longer.
Texas’s finder-fee rules
Texas law caps the fees that unclaimed property finders can charge at 10% of the recovery, and requires a 24-month waiting period after property is reported to the state before a finder can contact the owner. Finders are required to disclose in writing that the owner can claim for free from the Texas Comptroller.
Texas also requires finders to be registered as private investigators or operate under the supervision of a licensed attorney. If a Texas finder can’t show you their PI license or attorney affiliation, they may be operating illegally.
Related Texas resources
- ClaimItTexas.gov — the official search portal
- Texas Railroad Commission — for oil and gas royalty records
- Texas Probate Court — for heir claims involving estates